$2,905/year | $242/month | Rate: 0.83%
Here's a complete breakdown of property tax on a $350,000 home in Kentucky for 2026.
| Detail | Amount |
|---|---|
| Home Value | $350,000 |
| Kentucky Effective Tax Rate | 0.83% |
| Annual Property Tax | $2,905 |
| Monthly Escrow Amount | $242 |
| National Average (1.07%) | $3,745 |
| Difference vs National Avg | $-840/year |
| State | Tax Rate | Annual Tax | Monthly | vs Kentucky |
|---|---|---|---|---|
| Kentucky (You) | 0.83% | $2,905 | $242 | — |
| Tennessee | 0.56% | $1,960 | $163 | $-945/yr |
| Ohio | 1.59% | $5,565 | $464 | +$2,660/yr |
| Indiana | 0.81% | $2,835 | $236 | $-70/yr |
| Home Value | Annual Tax | Monthly |
|---|---|---|
| $200K | $1,660 | $138 |
| $250K | $2,075 | $173 |
| $300K | $2,490 | $208 |
| $350K ← You | $2,905 | $242 |
| $400K | $3,320 | $277 |
| $450K | $3,735 | $311 |
| $500K | $4,150 | $346 |
| $600K | $4,980 | $415 |
| $750K | $6,225 | $519 |
| $1M | $8,300 | $692 |
Homestead Exemption ($46,350 for 65+/disabled), Veterans' Exemption (disabled), Agricultural Use Assessment, Income-Based Exemptions
Calculate your own numbers
Open PropertyCalcTools →Property tax on a $350,000 home in Kentucky is approximately $2,905 per year, or $242 per month. Kentucky's effective property tax rate is 0.83%, which is below the national average of 1.07%.
To lower property tax in Kentucky: 1) Apply for all available exemptions (homestead, senior, veteran), 2) Appeal your assessment if your home is overvalued — success rates are 30-50%, 3) Check for errors in your property record (square footage, lot size, features), 4) Compare your assessment with similar nearby properties.
Property tax due dates vary by county in Kentucky, but most jurisdictions bill semi-annually or annually. If you have a mortgage, property taxes are typically paid through your monthly escrow payment ($242/month for a $350K home). Contact your county assessor's office for exact deadlines.