$3,320/year | $277/month | Rate: 0.83%
Here's a complete breakdown of property tax on a $400,000 home in Georgia for 2026.
| Detail | Amount |
|---|---|
| Home Value | $400,000 |
| Georgia Effective Tax Rate | 0.83% |
| Annual Property Tax | $3,320 |
| Monthly Escrow Amount | $277 |
| National Average (1.07%) | $4,280 |
| Difference vs National Avg | $-960/year |
| State | Tax Rate | Annual Tax | Monthly | vs Georgia |
|---|---|---|---|---|
| Georgia (You) | 0.83% | $3,320 | $277 | — |
| Florida | 0.8% | $3,200 | $267 | $-120/yr |
| North Carolina | 0.77% | $3,080 | $257 | $-240/yr |
| South Carolina | 0.55% | $2,200 | $183 | $-1,120/yr |
| Home Value | Annual Tax | Monthly |
|---|---|---|
| $200K | $1,660 | $138 |
| $250K | $2,075 | $173 |
| $300K | $2,490 | $208 |
| $350K | $2,905 | $242 |
| $400K ← You | $3,320 | $277 |
| $450K | $3,735 | $311 |
| $500K | $4,150 | $346 |
| $600K | $4,980 | $415 |
| $750K | $6,225 | $519 |
| $1M | $8,300 | $692 |
Homestead Exemption ($2,000 off), Senior School Tax Exemption (65+), Disabled Veterans' Exemption (100% for qualifying), Floating Inflation-Proof Exemption
Calculate your own numbers
Open PropertyCalcTools →Property tax on a $400,000 home in Georgia is approximately $3,320 per year, or $277 per month. Georgia's effective property tax rate is 0.83%, which is below the national average of 1.07%.
To lower property tax in Georgia: 1) Apply for all available exemptions (homestead, senior, veteran), 2) Appeal your assessment if your home is overvalued — success rates are 30-50%, 3) Check for errors in your property record (square footage, lot size, features), 4) Compare your assessment with similar nearby properties.
Property tax due dates vary by county in Georgia, but most jurisdictions bill semi-annually or annually. If you have a mortgage, property taxes are typically paid through your monthly escrow payment ($277/month for a $400K home). Contact your county assessor's office for exact deadlines.