$5,520/year | $460/month | Rate: 1.38%
Here's a complete breakdown of property tax on a $400,000 home in Michigan for 2026.
| Detail | Amount |
|---|---|
| Home Value | $400,000 |
| Michigan Effective Tax Rate | 1.38% |
| Annual Property Tax | $5,520 |
| Monthly Escrow Amount | $460 |
| National Average (1.07%) | $4,280 |
| Difference vs National Avg | +$1,240/year |
| State | Tax Rate | Annual Tax | Monthly | vs Michigan |
|---|---|---|---|---|
| Michigan (You) | 1.38% | $5,520 | $460 | — |
| Ohio | 1.59% | $6,360 | $530 | +$840/yr |
| Indiana | 0.81% | $3,240 | $270 | $-2,280/yr |
| Wisconsin | 1.61% | $6,440 | $537 | +$920/yr |
| Home Value | Annual Tax | Monthly |
|---|---|---|
| $200K | $2,760 | $230 |
| $250K | $3,450 | $288 |
| $300K | $4,140 | $345 |
| $350K | $4,830 | $403 |
| $400K ← You | $5,520 | $460 |
| $450K | $6,210 | $518 |
| $500K | $6,900 | $575 |
| $600K | $8,280 | $690 |
| $750K | $10,350 | $863 |
| $1M | $13,800 | $1,150 |
Principal Residence Exemption (18 mills on school taxes), Hardship Exemption, Veterans' Exemption, Poverty Exemption
Calculate your own numbers
Open PropertyCalcTools →Property tax on a $400,000 home in Michigan is approximately $5,520 per year, or $460 per month. Michigan's effective property tax rate is 1.38%, which is above the national average of 1.07%.
To lower property tax in Michigan: 1) Apply for all available exemptions (homestead, senior, veteran), 2) Appeal your assessment if your home is overvalued — success rates are 30-50%, 3) Check for errors in your property record (square footage, lot size, features), 4) Compare your assessment with similar nearby properties.
Property tax due dates vary by county in Michigan, but most jurisdictions bill semi-annually or annually. If you have a mortgage, property taxes are typically paid through your monthly escrow payment ($460/month for a $400K home). Contact your county assessor's office for exact deadlines.